On needing....................................

 

............................................more simple.

As agendas go.............................

 

.............this one could garner a lot of support:

The new political agenda is for voter ID, an end to daylight savings, Congressional term limits and buying Greenland. Who says no?

-Chris Lynch

Efficiency is overrated..............

We are rooting for the renaissance of community banking.   Please..........

. . . interstate banking was effectively outlawed until the 1980s. While this was inefficient, it had the effect of ensuring that every state had at least one major bank. Now there are only a handful of major banks in the entire country, and they do not have the same stake in local economies.

Arnold Kling, from here