Optimism......................

     Optimism is the best bet for most people because the world tends to get better for most people most of the time.

     But pessimism holds a special place in our hearts.  Pessimism isn't just more common than optimism.  It also sounds smarter.  It's intellectually captivating, and it's paid more attention than optimism, which is often viewed as being oblivious to risk.

     Before we go further we should define what optimism is.  Real optimists don't believe that everything will be great.  That's complacency.  Optimism is a belief that the odds of a good outcome are in your favor over time, even when there will be setbacks along the way.

-Morgan Housel, The Psychology of Money