You must learn not to overwork a dollar any more that you would a horse. Three per cent is a small load for it to draw; six, a safe one; when it pulls in ten for you it's likely working out West and you've got to watch to see that it doesn't buck; when it makes twenty you own a blame good critter or a mighty foolish one, and you want to make dead sure which; but if it draws a hundred it's playing the races or something just as hard on horses and dollars, and the first thing you know you won't have even a carcass to haul to the glue factory.
-George H. Lorimer, Letters from a Self-Made Merchant to His Son
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