Here is a web site filled with info graphics suggesting my generation has well and truly screwed our kids' generation. Not sure I buy all the numbers, but the general idea seems to reflect current reality. My parents both grew up during the Great Depression. Their life-long saving and spending discipline reflected the lessons learned from that upbringing. Looks like the Millennials will get to re-learn the virtue of thriftiness. They will also be the ones most likely to choose the nursing homes where we get to spend our final years. Uh-oh.