One of the blessings...........

..................................................of an imperfect world:

But we don’t live in a perfect world where everyone makes reasoned and rational decisions. If we did all of the credit card companies would go out of business because no one would be paying 15% a month in interest charges on their debts.

Excerpted from an interesting Ben Carlson post about Millennials and credit (although no mention of school debt) - found here.