as Poor Richard says........................

" 'Friends,' says he, 'the taxes are, indeed, very heavy; and if those laid on by the government were the only ones we had to pay, we might more easily discharge them; but we have many others, and much more grievous to some of us.  We are taxed twice as much by our idleness, three times as much by our pride, and four times as much by our folly;  and from these taxes the commissioners cannot ease of deliver us, by allowing an abatement.  However, let us hearken to good advice and something may be done for us; 'God helps them that helps themselves,' as Poor Richard says."

-Benjamin Franklin,  The Way To Wealth